Visionary & Bold.

Welcome to the Future of Underwriting KreditIQ is the first AI-native credit decisioning platform built for modern lenders. We don’t sit beside your workflow—we become it. Speed, clarity, and compliance—at the core of every decision.

From Intake to Memo In Minutes

KreditIQ wasn’t adapted for lending, it was designed for it. Our platform is AI-native from the ground up, meaning it doesn’t rely on static scorecards or rule-based shortcuts. Instead, we harness cognitive machine learning to evaluate credit risk in real time, adapting to each institution’s policies, data, and workflow.

Whether you're a regional bank, a fast-scaling credit union, or a fintech innovator, KreditIQ delivers speed, accuracy, and transparency in every decision, fully aligned with OCC, FDIC, and CFPB guidelines.

Vision to Solution

See how it works.

Who We Serve.

Community Banks

Regional Banks

Credit Unions

CUSOs

Fintech

Non-Bank Lenders

Real Estate

Private Equity

M&A Lenders

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Be among the first to get a live demo.

AI-Driven Credit Decisioning.

Coming Soon.